4 Things You Need To Know In Order To Shop Efficiently and Affordably Online

4 Things You Need To Know In Order To Shop Efficiently and Affordably Online

The holiday shopping season is officially underway with stores unveiling their Black Friday sales and Cyber Monday deals. While it’s never been easier to shop online, it’s also never been easier to spend more than you meant to. A recent GOBankingRates survey found that of all the holiday shoppers this season, over half (55%) are doing the majority of their shopping online. To help you navigate the swarm of online sales, we’ve asked the experts for their advice on how best to shop efficiently and affordably online.

Explore: GOBankingRates’ Best Credit Cards for 2023Also: 3 Easy Tips To Turn Your Credit Woes Into WowsFollow Your Favorites on Social Media

In preparation for those big holiday sales, many stores will be promoting themselves on places like Facebook and Twitter. Make sure to like and follow the accounts for your favorite stores so that you don’t miss out on any discounts. “Check out your favorite retailers’ Instagram, Twitter, and Facebook feeds, and you will often find exclusive promotions and deals,” said Anthony Martin, Founder and CEO of Choice Mutual. “When you like or follow certain retailers, they reward their customers with special alerts to holiday discounts or incentives.” Some retailers will even have discounts that are only announced on social media, so be sure to keep an eye out as you shop.Get Cash Back Rewards

Senior Investment Advisor and Credit Consultant at CreditSage, Bruce Mohr recommends using a cash-back credit card for your holiday expenses. “You’ll essentially receive a discount on every purchase you make since you’ll earn a percentage back.” Mohr also advised, “Whatever credit card you choose to use for your Christmas shopping, just be sure you have enough money to pay the debt off in January. Don’t use cards to buy more than you can afford to pay back in a month since you’ll wind up paying interest, which might wipe out your savings and leave you in debt.”

There are other ways to earn cash back that doesn’t involve your credit card. Erik Mathes from EriksGuide.com said, “Online shoppers should know about cashback sites like Rakuten, Top Cashback, BeFrugal, and others to take advantage of free cashback offers in exchange for shopping through special links from [these] cashback sites.”

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